Payment Solutions for eGovernment Portals
In 2012, NIC processed $22.5 billion in secure government payments.
Twelve years ago, NIC developed the first payment engine designed specifically for government. We now use our flexible transaction processing solution to manage electronic payments for
29 states and hundreds of local governments nationwide.
In 2012, NIC securely processed $22.5 billion in government payments.
NIC’s long-term commitment to government transaction processing has resulted in a system of operational best practices that encompass the full life cycle of payments – from origination
to disbursement to reporting. These practices allow NIC to deliver innovative payment solutions that not only function correctly an in compliance with best-in-class security, accounting,
and audit standards, but also integrate efficiently with governments of all sizes.
The Industry's Premier Payment Engine
What began in 2000 as an effort to securely process online credit card transactions for NIC’s state government partners has grown into the industry’s leading government-focused payment
solution that is supported by a dedicated team of experienced technology leaders and subject matter experts.
NIC’s payment engine is an SAS 70 Type II-qualified solution that is fully compliant with federal, state, local, and industry standards – including Sarbanes-Oxley and the Payment Card
Industry’s Data Security Standards (PCI DSS) and Payment Application Data Security Standard (PA DSS).
How NIC's Payment Solution Works
Our proven and robust payment engine allows state and local governments to offer secure and convenient payment processing services to their constituents. Sitting at the heart of the
enterprise, the payment engine is ‘aware’ of all transactions that flow between government agencies and their constituents regardless of the payment type (credit cards, debit cards,
and ACH) or the payment channel (Web, over-the-counter, interactive voice response, mobile, and subscription).
Full Payment Lifecycle Support
NIC’s payment solution captures and tracks the full lifecycle of all transactions, from origination to disbursement to reporting. This enterprise approach allows agencies and
municipalities to quickly deliver payment solutions that are secure, reliable, flexible, and functionally rich. The system’s central repository of transactions is platform neutral and
integrates efficiently with government backend systems while adhering to industry standard accounting and audit processes.
A Technology-neutral Approach
Our payment engine has been installed successfully in a variety of operating environments and is technology neutral. NIC’s solution works seamlessly with a variety of hosting
architectures, processors, financial accounting systems and merchant service providers.
Online Merchant Services
NIC also offers a full range of merchant services through our partnership with ECHO/Intuit to provide additional value to government. Several of our government partners use this
fully integrated, end-to-end payment processing service that combines NIC’s state-of-the-art solution with ECHO/Intuit’s world-class merchant processing services and competitive fees.
Payment Types Supported
- All major credit cards (Visa, MasterCard, American Express, Discover)
- Debit cards (PIN and PINless)
- eChecks/ACH (for business and individual payments)
- Recurring payments
Payment Channels Supported
- Interactive Voice Response (iVR)
- Subscriber payments